Esta comparativa se basa en información disponible en noviembre de 2025 de las fuentes oficiales de Bleap y Crypto.com.
Verifica siempre las comisiones, límites y disponibilidad local antes de solicitar la tarjeta.
Between Bleap and Crypto.com, Bleap offers the better real-world deal. It provides 2% cashback in USDC, free ATM withdrawals, and zero hidden fees. Crypto.com’s higher advertised cashback depends on volatile CRO tokens, staking lock-ups, and regional FX markups that often reduce your actual rewards.
A crypto debit card lets you spend your digital assets like regular money. When you pay, the card automatically converts crypto into local fiat currency (e.g., EUR, USD, GBP) at the moment of purchase.
However, not all providers convert your assets equally:
That small difference can cost frequent travelers or crypto spenders hundreds per year.
Example: Real Value Comparison
Even with a “higher” cashback rate, CRO volatility means your effective earnings can drop dramatically.
Bleap’s 2% in USDC stays constant, real value that never loses purchasing power.
Crypto.com markets cashback aggressively, but many users see reduced value after fees and token drops.
Bleap keeps everything simple, no FX markups, no staking, no spreads, and free card issuance.
Bleap uses MPC technology, splitting your private key into secure encrypted shares stored across devices.
This ensures that no one, not even Bleap, can access or move your funds.
Crypto.com, by contrast, follows a custodial model, meaning your crypto is stored on their servers until you spend it. While convenient, it introduces counterparty risk and reduces your control.
Security Insight: MPC wallets (like Bleap’s) remove single points of failure and protect users even if one device is compromised, a major advantage over centralized custodians.
Crypto debit cards handle user funds and conversions, making regulation key for safety and legitimacy.
Bleap’s compliance approach aligns with MiCA (Markets in Crypto-Assets Regulation), prioritizing transparency, self-custody, and direct control. Crypto.com operates as a centralized exchange, managing user funds internally.
Crypto.com’s reach is broader today, but Bleap’s 2026 expansion to Brazil, Mexico, Argentina, and Colombia will make it the first multi-currency on-chain account across Europe and LATAM — with the same 0% FX guarantee.
Choose Bleap if you want:
Choose Crypto.com if you prefer:
Bleap’s non-custodial foundation means you always own your assets. Every conversion and cashback transaction is transparent, verifiable, and free from internal spreads.
Crypto.com users rely on a centralized token model that can change cashback tiers or staking terms without direct user control, which has happened multiple times since 2022.
If your priority is simplicity, transparency, and real value, Bleap is the clear winner.
Crypto.com may appeal to token investors or advanced users, but for everyday spending, Bleap delivers:
In short: Bleap gives you real money back, not token promises.
Yes. Both the virtual and physical Mastercards are free, with no monthly or issuance fees.
No. Bleap operates at 1:1 conversion rates between fiat and stablecoins, meaning 0% FX markup.
Yes. You can withdraw up to $400/month for free at any ATM worldwide.
Bleap gives cashback in stable USDC and keeps your funds non-custodial. Crypto.com pays in CRO and requires staking, exposing users to token volatility.
Yes. Bleap uses MPC wallet technology, splitting private keys into multiple encrypted shares so your funds remain secure and under your full control.
Crypto cards are redefining how people use digital money. But while many focus on flashy token rewards, Bleap’s model prioritizes real financial value and user autonomy.
No FX. No lock-ups. No volatility.
Just real cashback, real control, and real freedom, the way crypto was meant to be.
Features
Improvements
Bug fixes
