Bleap vs MetaMask Card: Fees, Cashback, Limits and More

Key Takeaways

• Bleap: 2% cashback in USDC, zero fees, global use, free ATM withdrawals up to $400/month.
  
• MetaMask Card: 1–3% mUSD rewards but has multiple fees (0.5%, 0.875%, 1%, 2%), region restrictions, and requires complex delegation.
  
• Bleap is significantly simpler: no network selection, no gas, no spending limits to configure.
  
• Outcome: Bleap provides higher real value and a frictionless user experience.

Bleap vs MetaMask Card

Bleap is a global, non-custodial Mastercard offering 2% real cashback, zero fees, and free ATM withdrawals. MetaMask Card is still in pilot phase, offers 1–3% mUSD rewards, but charges multiple fees, requires token delegation, and supports limited regions. For everyday spending, Bleap is simpler, cheaper, and more widely available.

• If you want a simple, zero-fee way to spend crypto globally, Bleap is better.
• If you enjoy managing networks, tokens, gas, spending caps, and earning mUSD rewards, MetaMask Card is for you.

Bleap vs MetaMask Card: At a Glance

Why Bleap Is Clearly Better Than MetaMask Card

Most users care about three things: fees, rewards, and convenience.

Bleap wins in all three.

Bleap Has No Fees, MetaMask Has Many

MetaMask Card Fees Include:

• 0.5% token mismatch fee
  
• 0.875% crypto fee for wETH
  
• 0.5% fee on DeFi tokens above $1,200/month
  
• 1% cross-border fee (Free tier)
  
• 2% ATM withdrawal fee
  
• Network gas for approvals
  
• $199 annual subscription (Metal tier only)
  
• $99 physical card replacement
  

Bleap Fees:

• ‍None. Zero. €0.00.

Bleap charges:

• No FX
  
• No crypto conversion
  
• No top-up
  
• No maintenance
  
• No ATM fees (up to $400/month)
  
• No hidden spreads
  

This alone makes Bleap far more cost-effective.

Bleap Rewards Are Simpler and Higher in Real Value

Bleap

• 2% cashback
  
• Paid in USDC
  
• No conversion loss
  
• No fees eating your rewards
  

MetaMask Card

• 1% mUSD (Free tier)
  
• 3% to $10k/year (Metal tier), then 1%
  
• Rewards paid in mUSD, not USDC
  
• Must be swapped
  
• Swap = gas fee + spread
  
• Delegation = more gas
  

Real-World Example: $1,000/month Spend

Bleap:

• Earns $20
  
• Receives $20
  
• Keeps $20
  

MetaMask (Free tier):

• Earns $10 mUSD
  
• After gas + conversion + mismatch fees
  
• Real reward ≈ $7–8
  

Bleap offers higher real earnings.

MetaMask Card Is Not Widely Available

MetaMask Card:

• pilot-only
  
• limited eligible countries
  
• US program closed
  
• long waitlist in many regions
  

Bleap:

• fully available across the EEA
  
• works globally at 90M+ merchants
  
• no waitlist
  

This difference matters, especially for global travelers or remote workers.

MetaMask Is Far More Complex to Use

How to Spend $100 with MetaMask Card

1. Select network (Linea/Solana/Base)
   
2. Swap to supported token
   
3. Approve token (gas fee)
   
4. Set spending cap
   
5. Enable accounts
   
6. Add card to wallet
   
7. Set token priority
   
8. Retry if wrong network or insufficient delegation
   
9. Pay
   
10. Receive mUSD rewards
    

How to Spend $100 with Bleap

1. Tap card
   
2. Earn 2% cashback
   

This simplicity is the number one reason users prefer Bleap.

Detailed Fees Comparison Table

Seeing this comparison, the cost difference is undeniable.

Supported Tokens and Networks

MetaMask Card

Supports only selected tokens on:

• Linea
  
• Base
  
• Solana
  

If your crypto isn’t on one of these, you must bridge or swap.

Bleap

Supports:

• USDC
  
• USDA
  
• EURA/EURC
  
• USDT
• No delegation
• No bridging required
  

Bleap is more flexible and accessible.

Custody & Security

Bleap

• Fully non-custodial
  
• MPC wallet with split keys
  
• You always control your assets
  
• Bleap cannot access your funds
  

MetaMask Card

• Wallet is self-custodial
  
• Card operations are custodial via Crypto Life
  
• Requires full KYC with Crypto Life
  
• Spending requires delegation approval
  

Bleap is simpler and reduces trust dependencies.

Which One Should You Choose?

MetaMask Card is an innovative extension for advanced MetaMask users who enjoy managing networks, approvals, and spend delegation.

But for everyday users, and anyone who wants a simple, zero-fee, global crypto card, Bleap is the clear winner.

Bleap gives you:

• 2% real USDC cashback
  
• Zero fees
  
• Free ATM withdrawals
  
• Global acceptance
  
• Full non-custody
  
• Simplicity
  

If your goal is spending crypto without friction, costs, or limitations, Bleap is the best choice in 2025.