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FAQ

• What is a crypto card?

  A crypto card is a payment card, usually Visa or Mastercard, that lets you spend cryptocurrencies or stablecoins anywhere regular cards are accepted. Your crypto is converted to fiat currency at the moment of purchase, so the merchant receives euros or local currency while you pay from your crypto balance.
  

  Crypto cards remove the need to manually sell crypto and move money to a bank before spending. Bleap is a crypto card built for the European market, issued under a MiCA license, that lets you spend stablecoins directly from a self-custodial wallet.

• What is Bleap?

  Bleap is a MiCA-licensed crypto card and money app that lets you hold, trade, and spend crypto and stablecoins across Europe. Bleap combines a Mastercard card, self-custodial wallet, euro payments, and savings in one app, and was founded in London in 2023 by former Revolut employees.

  Bleap operates in the EU through Bleap SIA, a crypto-asset service provider licensed by Latvijas Banka (the central bank of Latvia) under the EU's Markets in Crypto-Assets Regulation (MiCA). Bleap SIA is a subsidiary of Bleap Ltd, headquartered in London.

• Is Bleap regulated?

  Yes. Bleap is regulated in the European Union under MiCA. Bleap SIA holds CASP license No. 27-55/2026/14, granted by Latvijas Banka (the central bank of Latvia) on 25 June 2026 by decision No. 001.2-01.1/2026/30, covering the exchange of crypto-assets for funds and for other crypto-assets under MiCAR Article 3(16)(c) and (d).

  Bleap SIA is registered in Latvia under registration number 40203714425, at Roberta Hirša iela 1, Rīga, LV-1045, and is a wholly owned subsidiary of Bleap Ltd (UK, company no. 14918472). You can verify the company in the Latvian Register of Enterprises: https://info.ur.gov.lv/#/legal-entity/40203714425 and the license in the Latvijas Banka register of supervised entities: https://www.bank.lv/en/financial-market-participant-register/market-participants/bleap-sia

• How does the Bleap card work?

  The Bleap card spends directly from your euro or dollar balance, anywhere Mastercard is accepted, online or in-store. You can spend in both currencies: the card automatically uses the balance you hold, so there is nothing to top up and you never need to convert between euros and dollars.

  To spend other crypto, such as Ethereum, you convert it to euros or dollars first, in one tap, in seconds, with no fees. Step-by-step details are in the Bleap Help Center: https://help.bleap.finance/en/

• How is Bleap different from other crypto cards?

  Most crypto cards are issued by exchanges that hold your assets in their own custody and charge conversion or foreign exchange fees, typically between 0.2% and 2.5% per transaction. Bleap is different in four ways:

  • Self-custody: your crypto stays in your own MPC wallet, not on an exchange. No single party, including Bleap, ever holds your complete key.
  • No fees: adding money, converting, and spending are free, with no markup on exchange rates and no foreign exchange fees.
  • Regulation: Bleap operates under its own MiCA CASP license (No. 27-55/2026/14, Latvijas Banka), verifiable in public registers.

• How do I add money to Bleap?

  You can add money to Bleap by bank transfer or by sending crypto from any external wallet. There are no fees for adding, spending, or converting money.

  • Bank transfer in euros or dollars: Euros are held as EURe and dollars as USDC, the digital version of each currency, always at a 1:1 rate. €100 sent is always €100 in your account, and $100 sent is always $100.
  • Bank transfer in other currencies, like Mexican pesos: your money is converted automatically to digital dollars (USDC) at the market exchange rate. Bleap charges nothing for the conversion; the rate simply follows the market.
  • From a crypto wallet: send any token available on Solana, Base, or Arbitrum, then convert it to euros or dollars in one tap, in seconds, with no fees.

• How much cashback does the Bleap card offer?

  The Bleap card offers up to 20% cashback depending on the spending category, with the following rates:

  • 20% on streaming, gaming, and AI subscriptions
  • 3% on rides and food delivery
  • 2% at restaurants and supermarkets
  • 1% on everything else

  Cashback is always paid in USDC, directly to your Bleap wallet, once the purchase is confirmed by the merchant. Full limits and conditions: https://www.bleap.finance/legal-agreements/cashback-terms-and-conditions

• What are the fees for the Bleap card?

  The Bleap card has no conversion fees: converting crypto or stablecoins to euros or dollars in the app is free, with no markup on the exchange rate, and spending from your EUR or USD balance costs nothing.

  • Card issuance: Free
  • Monthly or annual fee: None
  • Crypto-to-fiat conversion at payment: 0%, no markup
  • Foreign exchange fee (non-EUR transactions): None
  • ATM withdrawals: free, with a limit of €400 per month 

  The full fee schedule is available in the Bleap Help Center: https://help.bleap.finance/en/

• Who can get a Bleap card?

  Anyone aged 18 or over living in a supported country can get a Bleap card after completing a quick identity verification (KYC) in the Bleap app. Verification usually takes less than 5 minutes.

  Bleap is available across Europe and is expanding into Latin America, where it is already available in Mexico and Brazil, with more countries coming soon. See the full list of supported countries and accepted documents in the Help Center: https://help.bleap.finance/en/articles/11088792-am-i-eligible-for-card

• Does Bleap keep custody of my crypto?

  No. Bleap wallets use MPC (multi-party computation) technology, a form of self-custody where your private key is split into separate shares instead of being stored in one place. No single party, including Bleap, ever holds your complete key, and your funds can only move with your approval.

  This is different from exchange-issued cards, where the platform holds your assets in its own custody. With Bleap, you stay in control of your crypto while keeping a simple app experience 

• Can I earn yield on my balance with Bleap?

  Yes. Bleap offers a savings feature paying up to 4% APY on USD balances.
  
  The Savings feature is made available by Bleap SIA but is not part of its MiCA-regulated services. MiCA investor protection safeguards do not apply. 

• Does the Bleap card work with Apple Pay and Google Pay?

  Yes. The Bleap card can be added to Apple Pay and Google Pay, and a virtual card is available immediately after approval, before the physical card arrives. Physical cards ship within 2 working days.

• Which cryptocurrencies can I spend with Bleap?

  You can spend any token available on Solana, Base, or Arbitrum with the Bleap card, thousands of assets in total. Euro (EURe) and dollar (USDC) balances are spent directly. 

  Any other token, such as ETH, SOL, or memecoins, is converted to euros or dollars in one tap, in seconds, with no fees, and then spent with the card.

• How do I get started with Bleap?

  Download the Bleap app for iOS or Android, verify your identity in about 5 minutes, and order your card. The virtual card is available immediately after approval, and you can start spending as soon as you add funds.

  If you need help at any step, the Bleap Help Center covers onboarding, verification, and card activation: https://help.bleap.finance