This content is for educational purposes only and should not be considered financial advice. Crypto investments carry risks, including loss of capital. Always do your own research or consult a licensed advisor before investing.
EURC is a regulated euro-denominated stablecoin issued by Circle Internet Financial Europe SAS.
It maintains a 1:1 peg with the euro, backed by reserves held in European financial institutions and audited monthly.
Built under the MiCA regulatory framework, EURC combines transparency, security, and instant cross-border usability for both consumers and institutions.
EURC is the first euro stablecoin fully licensed under MiCA, setting a new benchmark for regulated digital money in Europe.
It bridges traditional banking and blockchain, giving individuals and companies a trusted alternative to the digital euro issued by central banks.
EURC is issued by Circle Internet Financial Europe SAS, a Paris-based subsidiary of Circle.
Circle is licensed as an Electronic Money Institution (EMI) and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) — the same authority that regulates French banks.
This makes EURC one of the first fully regulated stablecoins in the European Economic Area (EEA), ensuring consumer protection and legal clarity across all 27 EU countries.
Each EURC is backed by one euro or an equivalent short-term euro-denominated asset held in segregated accounts.
Funds cannot be used for Circle’s operations, guaranteeing that every token remains redeemable at face value.
How it works:
Auditors verify reserves monthly to ensure a perfect 1 : 1 ratio.
EURC is live on major blockchains for universal compatibility:
Circle’s smart contracts include compliance and security functions, allowing legal freezes in case of fraud, a requirement under MiCA for consumer protection.
Tip: EURC is not the European Central Bank’s Digital Euro (CBDC). It’s a private, regulated stablecoin designed for open-market use.
MiCA provides the first unified legal framework for crypto assets in Europe.
EURC meets every requirement under Title III and IV of the regulation, ensuring safety and transparency.
Key MiCA Standards EURC Follows
According to Circle’s official whitepaper (2024), EURC operates as an Electronic Money Token with audited reserves and bank-level custody protections across the EEA.
Both tokens are issued by Circle and share the same principles of transparency and auditability, EURC extends those standards to the euro market.
You can get EURC through:
To redeem:
Redemptions remain 1 : 1 at all times under MiCA rules.
EURC is built for everyday use in the digital economy:
No. EURC is a payment stablecoin, not an investment asset.
While Circle may earn interest on reserves, holders receive no yield, this keeps EURC fully MiCA-compliant.
However, users can still explore DeFi protocols that support EURC, such as Angle or Aave, to generate returns at their own risk.
With Bleap, you can access these same protocols through a non-custodial account, staying in full control of your funds while exploring on-chain opportunities safely, no intermediaries, no hidden fees.
EURC is considered low risk but not risk-free.
Main Risks
Protections
EURC currently offers the highest standard of trust and regulatory clarity in the market.
You can store EURC in any non-custodial wallet supporting its blockchains:
Always verify official contract addresses on Circle.com before sending funds.
A MiCA-regulated euro stablecoin issued by Circle and backed 1 : 1 with euro reserves.
The French ACPR (Banque de France), supervising Circle’s Electronic Money Institution license.
Yes. Funds are audited, segregated, and held with regulated banks.
No. It’s a payment token, not a yield asset. DeFi use is allowed at your own risk.
Bleap does not offer staking or yield products directly. However, through the Bleap Account, users can securely connect to external DeFi protocols (such as Angle or Sky) while maintaining full self-custody and complying with MiCA principles.
Always research each protocol before investing and be aware of potential risks.
Primarily for EEA users, but institutions outside the EU may access it through Circle’s partners.
EURC marks a turning point for the digital euro economy.
It brings the stability of fiat money onto blockchain rails while fully complying with Europe’s most advanced financial standards.
Backed by Circle’s transparency and regulated under MiCA, EURC is the foundation for instant, trustworthy euro transactions across DeFi, fintech, and everyday payments.
Use EURC in everyday life:
With Bleap, you can spend EURC using a crypto Mastercard with 2 % cashback, free ATM withdrawals, and 1 : 1 euro conversions.
Features
Improvements
Bug fixes
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