Gabriel Caetano
Growth Lead
Gabriel is a specialist in finance, digital assets, and emerging technologies, with 6+ years of experience in fintech and Web3. He writes about finance, technology, and AI, while also exploring the intersection of money and popular culture, bringing a financial perspective to topics ranging from football to everyday life.
Articles by Gabriel
Binance France to Close ALL Customer Accounts by December
Binance France will close every customer account by 31 December 2026 after missing its MiCA authorisation, with deposits already suspended and fees from 29 November. This article sets out the timeline, why it is happening and the steps to move your funds in time.
Binance USD $6.36 Billion Hack on Oct 29, 2026
On October 29, 2026, attackers drained about $6.36 billion from Binance wallets across ten blockchains in roughly 20 minutes. This guide covers what happened, who was behind it, what it means for user funds and the steps you can take to protect your crypto, including self-custody.
Bleap vs Wise: Best Travel Card for Brazil 2026
For Brazilians spending abroad, IOF is often the largest hidden cost. This guide compares Bleap and Wise on fees, IOF, cashback, ATMs and real spend so you can see which international travel card fits you in 2026.
Remittance Calculator: Bleap vs Wise vs Remessa vs Bank
Advertised fees rarely show the full cost of sending money. This guide walks through a remittance calculator for Bleap, Wise, Remessa Online and traditional banks, covering VET, exchange rate markup, speed and corridors so you can see what actually lands with the recipient.
KAST Decided Not to Do a TGE: Best Alternatives
KAST has confirmed it will not hold a token generation event, leaving points without a clear cash-out path. This guide explains what the cancellation means for you and compares Bleap, Coinbase and Nexo as alternatives that pay real rewards now.
Moving to Europe: How Much Money to Bring
For most people, a safe starting figure for a solo move to Europe is €15,000 to €50,000, covering six months of living costs, one-time arrival expenses and an emergency buffer. This guide breaks down monthly budgets by country, visa proof-of-funds requirements and arrival costs, with a formula to calculate your own total. It then compares ways to move money to Europe, including Pix to euros for Brazilians, and explains how to get banked before you have local documents.
Using a Brazilian Card Abroad: IOF and the Real Cost
Spending €200 in Europe on a Brazilian card can cost closer to R$1,200 than the R$1,100 you expect, because IOF at 3.5% stacks on top of your bank's FX markup. This guide explains what IOF is, the 2026 rates by card type, how it is calculated and the hidden spread and DCC traps. It also compares the real cost across card types and shows legal ways to reduce IOF, including spending from a euro balance with Bleap.
Bleap vs Ria: Which Is Cheaper?
For most digital transfers from a Brazilian bank or Pix to a European IBAN, Bleap works out cheaper than Ria, with no transfer fees, no IOF and a rate close to mid-market. This comparison explains the methodology, how much EUR the recipient actually gets, Ria's fees by amount and funding method, and the exchange rate spread. It also covers delivery options, documents for Brazilian senders and when Ria's cash pickup network is the right choice.
Bleap vs Western Union: Which Is Cheaper?
For converting BRL to EUR, a Bleap account is usually cheaper than Western Union, since it applies no IOF and no transfer fees, while Western Union adds a markup to the exchange rate. This comparison explains the true cost of a BRL to EUR transfer, Western Union's fee structure and how Bleap works, with a side-by-side cost breakdown. It also covers IOF and other hidden costs, the documents you need and the one case where Western Union still wins: cash pickup.