Best Crypto Cards in Europe (2026): Rewards, Fees & Features Compared Side by Side

Best Crypto Cards in Europe in 2026

The Bleap self-custodial Mastercard is the strongest all-round crypto card in Europe for 2026, combining 0% FX fees, up to 20% cashback in USDC, and no monthly subscription. It offers what most competitors lock behind paid tiers or staking requirements, available from day one with no minimum balance. That said, the right card depends on your specific priorities. If you want a crypto-backed credit line, staking perks, or deep exchange integration, other options in this guide may suit you better.

Spending crypto in Europe is no longer a fringe use case. Visa reports that card spend across its crypto partners grew more than 500% through 2025. Whether you are paying for groceries in Berlin, a hotel in Lisbon, or a coffee in Amsterdam, a growing number of Europeans are tapping crypto-linked debit cards at the point of sale. The question is no longer whether to get a crypto debit card in Europe, but which one.

This guide covers the strongest options for spending crypto in Europe, including Bleap, which leads on fees, cashback, and self-custody. We compare every card across 5 dimensions: fees, rewards, security, regulatory standing, and usability. The goal is not a list of logos, but a data-driven crypto card comparison for 2026 that helps you pick the right card for your spending profile.

Every card in this list charges you something. One doesn't. Bleap gives you 0% FX fees, up to 20% cashback in USDC, and fee-free crypto trading. Self-custodial Mastercard, no monthly subscription, no hidden charges. Get the Bleap card →

1. How Crypto Cards Work: The Mechanics Behind the Plastic

Before comparing specific cards, it helps to understand what happens between your crypto wallet and the cashier. Not all crypto debit cards in Europe work the same way, and the differences affect your costs, your tax obligations, and your control over funds.

Conversion at the Point of Sale

Crypto cards sit on top of traditional Visa or Mastercard payment rails. When you tap your card, the underlying crypto is converted to fiat (usually EUR) so the merchant receives a standard payment. This conversion can happen in 2 ways:

• Real-time conversion: Your crypto is sold at the moment of purchase. Cards like Bybit and Coinbase follow this model. The advantage is that you hold crypto until you actually spend. The downside is that each swipe can trigger a taxable event and a conversion spread.
• Pre-loaded fiat: You top up your card balance in fiat before spending. Crypto.com's prepaid Visa works this way. You choose when to convert, which simplifies tax tracking, but you lose the "spend crypto directly" experience.

Custodial vs Non-Custodial Cards

This is the single most important distinction in the crypto card market, and it is where Bleap differs from every other card in this list.

• Custodial cards hold your funds in the provider's wallet. This includes Crypto.com, Nexo, Wirex, Bybit, and Coinbase. Your assets sit on their servers, subject to their policies, their security practices, and their solvency. The collapse of FTX in 2022 demonstrated what happens when a custodial entity fails.
• Non-custodial cards keep your funds under your own control until the moment of a transaction. Bleap is a self-custodial Mastercard, meaning you retain full ownership of your crypto. There is no counterparty risk, no exchange hack exposure, and no withdrawal freezes.

Supported Networks and SEPA Integration

Both Visa and Mastercard are widely accepted across Europe, with Mastercard holding a slight edge in some EEA markets for contactless adoption. SEPA compatibility matters for EU residents because it determines how easily you can top up your card from a European bank account. Cards that issue a personal IBAN (such as Wirex and Nexo) make SEPA credit transfers straightforward. Bleap supports deposits in EUR, USD, and MXN with no fees, making it simple for EEA residents to fund their account directly.

2. Top Crypto Cards in Europe Ranked and Compared (2026)

This is the core of the guide. Each card is evaluated on real-world performance, not marketing headlines.

Quick Comparison Table

Note: Bleap cashback is paid in USDC. Coinbase crypto cashback rewards are US-only; EU cardholders get spending functionality without rewards. Bybit's 10% rate requires VIP status. Crypto.com's 0% FX applies only to upper tiers.

#1 Bleap Card: Best Overall Crypto Card in Europe

Bleap is a fintech card company offering a self-custodial Mastercard you can use anywhere Mastercard is accepted. It is not a crypto exchange with a card bolted on. It is a debit card designed from the ground up for people who hold crypto and want to spend it without losing value to fees.

• Cashback: Up to 20% cashback in USDC on gaming, streaming, and everyday spending. No staking, no paid tier, no proprietary token required.
• FX fees: 0%. No caps, no weekend markups, no conversion spread. Every transaction settles at the real rate.
• Monthly fees: €0. No subscription. No annual fee. No inactivity fee.
• Custody: Self-custodial account with full control of your funds. Your crypto stays in your wallet until you spend.
• Trading: Fee-free crypto trading with no gas costs, no spread markup. Gasless trading across Arbitrum, Solana, and Base, covering 50,000+ supported assets.
• Savings: Steady vault at 3.65% AER (lowest risk) and Dynamic vault at 3.83% AER (low risk) in USD, with a $1 minimum deposit and 0% withdrawal fee.
• Deposits: EUR, USD, and MXN with no fees and no hidden charges.

Bleap is best for everyday spenders, travellers, gamers, and anyone who believes in self-custody. It is available in the EEA, with active expansion across Latin America (Brazil, Mexico, Colombia, Argentina).

#2 Nexo Card: Best for Credit-Line Spending

Nexo Card is a Europe-only dual-mode Mastercard that lets you switch between debit spending and a crypto-backed credit line. The credit mode lets you spend against your crypto collateral without selling, which avoids triggering a taxable event.

• Cashback: Up to 2% cashback in NEXO (or up to 0.5% in BTC), tiered by Loyalty level, generally tied to having a portfolio above $5,000.
• Annual fee: €0. However, a 1.35% FX markup applies on non-settlement-currency spend.
• Custody: Custodial. Your funds are held in Nexo's wallet.
• Limitations: The $5,000 minimum account balance for any cashback is a significant barrier. FX fees of 0.2–2.5% apply to all international transactions with no tier-based reduction. Physical card ordering has been paused since January 2025.

Nexo works well for long-term holders with significant portfolios who want to access liquidity without selling. For everyday spending, Bleap's 0% FX fees and up to 20% cashback deliver more value without the $5,000 entry barrier.

#3 Crypto.com Visa Card: Best for High-Tier Stakers

Crypto.com has one of the most recognized card programs in the space, though it has changed significantly since its 2021 peak.

• Cashback: From 0% on the free Midnight Blue tier up to 5% on the top tiers, paid in CRO.
• Tiers: The Level Up program was revamped in September 2025, now split into Plus / Pro / Private tiers ($4.99+/month or CRO staking), making rules more complex.
• Staking requirement: Higher tiers now need both a 12-month CRO lockup and a monthly plan fee, and mid-tier cashback is capped.
• FX fees: 0.2% on EUR and GBP payments, 2% on other currencies.
• Cut perks: Since November 2025, Icy/Rose and Obsidian perks like Expedia, Airbnb, and Amazon Prime rebates have been removed entirely.

The honest assessment: the free Basic card offers 0% prepaid cashback, making it a poor value for spending. The Plus tier (Ruby Steel) at $49.90/year unlocks 2% cashback and streaming rebates, making it the best-value entry point for existing CRO holders. For anyone not already committed to the CRO ecosystem, the staking risk and fee complexity make it hard to justify. Bleap gives up to 20% cashback with no staking, no subscription, and no CRO price risk.

#4 Wirex: Established Multi-Currency Card

Wirex has been in the crypto card business since 2014, serving over 6 million users with card availability in 35 countries. Its core proposition is multi-currency support and 0% FX fees.

• Cashback: Wirex's headline 8% Cryptoback rate demands an Elite plan at €29.99/month plus WXT lockups, while its base tier pays just 0.5%.
• Rewards currency: WXT, Wirex's proprietary token. Value fluctuates, and WXT has a withdrawal minimum that leaves small spenders unable to cash out.
• FX fees: Advertised as 0%, but higher conversion fees of 1–2% apply, and cashback tiers require WXT staking.
• MiCA status: Wirex's MiCA CASP application went through Italy and the transitional window ended on 30 June 2026, so you should confirm its current status on the register before signing up.

Many users search for a Wirex alternative in Europe because the gap between the advertised 8% and the realistic 0.5% on the free tier is large. Bleap offers up to 20% cashback with no subscription, no WXT exposure, and no hidden spreads.

#5 Bybit Card (EU): Best for Active Traders

Bybit EU launched its card across the EEA in September 2025 and operates under MiCA authorization.

• Cashback: 1% cashback with no monthly cap for standard users. VIPs earn 2–10% cashback, subject to monthly caps.
• Fees: FX fee of 0.5% on top of Mastercard's rate, and a 0.9% crypto conversion fee. These fees can erode most of the 1% base cashback.
• Annual fee: €0.
• Custody: Custodial. Funds sit in your Bybit Funding Account.

Bybit is a solid add-on for active Bybit traders who already hold assets on the exchange. For users who are not already in the Bybit ecosystem, the conversion and FX fees reduce the effective cashback to near zero. Bleap charges 0% on both fronts.

#6 Coinbase Card: Best for Coinbase Ecosystem Users

The Coinbase Card is a Visa debit card linked to your Coinbase account, available to verified users in the United States and most of the EU/EEA.

• Cashback: Up to 4% in selected crypto, but crypto cashback rewards are US-only. EU/UK cardholders get spending functionality without the rewards component.
• FX fees: Foreign transactions cost 2.49% of the transaction amount.
• Conversion costs: A 2.49% crypto liquidation fee applies when spending crypto.
• Annual fee: €0.

For European users, the Coinbase Card is essentially a no-cashback spending tool with a 2.49% FX penalty on every cross-border transaction. For European users seeking cashback, the Coinbase Card is not competitive. Bleap offers 0% FX fees and up to 20% cashback across the EEA.

3. Why Bleap Stands Out: A Deeper Look

Non-Custodial Architecture Explained

Every other card in this comparison holds your crypto on their servers. With Bleap, you have a self-custodial account with full control of your funds. Your crypto is pulled from your wallet only at the point of spend. There is no exchange to hack, no withdrawal freeze to worry about, no custodial counterparty standing between you and your assets.

This is not a theoretical difference. The FTX collapse locked billions in customer funds behind an insolvent custodian. Exchange-integrated cards from Bybit, Coinbase, and Crypto.com expose users to the same structural risk. Bleap eliminates it entirely.

Zero-Fee Philosophy

Here is what Bleap does not charge: no annual fee, no monthly fee, no FX conversion markup, no trading fees, no gas costs. Compare that to what you would pay on other cards for an equivalent €1,000 monthly spend:

• Crypto.com (Basic): 0% cashback + 3% FX on non-EUR = net loss of up to €30/month
• Coinbase Card (EU): 0% cashback + 2.49% FX = net loss of ~€25/month
• Nexo: Up to 2% cashback, minus 0.2–2.5% FX = near-zero net return
• Bleap: Up to 20% cashback + 0% FX = net positive return

When a crypto card charges no fees, the full cashback rate is the real rate. There is no fine print to erode it.

Rewards Without the Lock-Up

Crypto.com requires locking CRO for 12 months. Nexo requires a $5,000 minimum portfolio. Wirex requires a €29.99/month subscription plus WXT lockups. Bleap requires none of these. The cashback is paid in USDC, a stablecoin pegged 1:1 to USD, not a proprietary token whose value can drop 80% during a bear market.

For context, if CRO drops 50% during your 12-month lock-up, your "5% cashback" could represent a net loss. Bleap's cashback in USDC carries no token price risk.

SEPA and EEA Native Design

Bleap is MiCA-compliant and built for the European market. Deposits in EUR arrive with no fees. You can send money to family and friends with zero hidden charges. The card works anywhere Mastercard is accepted, with 0% FX whether you are spending in EUR, GBP, CHF, or any other currency.

Most crypto cards charge you to use your own money. Bleap doesn't. 0% FX fees, up to 20% cashback in USDC, fee-free crypto trading, and self-custody from day one. No subscription, no staking, no hidden charges. Get the Bleap card →

4. Full Fee Breakdown: What You'll Actually Pay

Fees are the silent killer of crypto card value. A card advertising "up to 8% cashback" means nothing if you are paying 3% in FX fees and 2% in conversion spreads on every transaction.

Transaction Fees

ATM Withdrawal Fees

Note: Bleap is built for card spending, not ATM withdrawals. Use it everywhere Mastercard is accepted for 0% fees.

Top-Up and Deposit Fees

Bleap accepts deposits in EUR, USD, and MXN with no fees. Most competitors charge for crypto deposits (on-chain gas) or SEPA transfers. With Bleap, what you deposit is what you get.

Hidden Charges to Watch For

• Inactivity fees: Wirex charges recurring fees after extended inactivity.
• Card replacement: Coinbase charges $4.99 for replacements.
• Staking opportunity cost: Locking €5,000 in CRO for 12 months at Crypto.com means you cannot earn yield on that capital elsewhere. At a conservative 4% annual return, that is €200 in lost income, a real cost that never appears on a fee schedule.
• Conversion spreads: Several cards advertise "0% FX" but apply a spread on the crypto-to-fiat conversion that eats 1–2% of every transaction. Bleap has no spread markup.

5. Rewards and Cashback Programs Compared

How Crypto Cashback Works

Crypto cashback can arrive as in-kind crypto rewards (BTC, CRO, WXT, USDC) or statement credit. The type matters: receiving cashback in a volatile proprietary token is fundamentally different from receiving it in a stablecoin like USDC.

In most EU countries, receiving cashback in crypto may be classified as income or a capital gain. USDC cashback (like Bleap's) simplifies this because the value is stable at the time of receipt. CRO or WXT cashback requires tracking the token's price at the moment of each reward.

Tier-Based Reward Structures

• Crypto.com: 0% (Basic/Midnight Blue) to 5% (Obsidian). Requires $4.99–$29.99/month subscription or 12-month CRO lockup ranging from $500 to $500,000. Monthly spending caps of $1,250 for Plus and $2,500 for Pro limit actual rewards.
• Nexo: 4 tiers: Base (0.5%), Silver (0.7%), Gold (1%), Platinum (2%). Requires $5,000+ portfolio and NEXO token holdings.
• Wirex: 0.5% (Standard, free) to 8% (Elite, €29.99/month + WXT lockup). Cashback capped at 10,000 WXT (~€30) per month for Standard users.
• Bybit (EU): 1% with no monthly cap for standard users. 2–10% for VIPs with caps.
• Bleap: Up to 20% cashback in USDC on gaming, streaming, and everyday spending. No staking, no subscription, no caps tied to proprietary token holdings.

Real-World Cashback Value Analysis

Consider a European user spending €1,000/month:

Perks Beyond Cashback

• Airport lounge access: Crypto.com (Pro tier and above, requires $299.90/year subscription or $5,000 CRO lockup)
• Subscription rebates: Crypto.com offered Netflix/Spotify rebates, but multiple subscription rebates have been removed since November 2025.
• Savings vaults: Bleap offers Steady vault at 3.65% AER and Dynamic vault at 3.83% AER in USD, with a $1 minimum deposit and 0% withdrawal fee. No other crypto card in this comparison bundles savings directly with spending.

6. European Regulatory Compliance and Licensing

EEA Licensing Overview

MiCA became fully enforceable across the European Union on July 1, 2026, after which crypto firms without a MiCA license can no longer legally serve EU users. This is a hard deadline, and only around 210 firms had obtained full authorization by May, out of more than 1,200 that previously held national registrations.

For crypto card users, this means the issuer behind your card matters more than ever. Most crypto cards in Europe ride on an exchange or e-money license, with a program manager and card issuer sitting behind the plastic. If the platform behind your card is not properly licensed, you could face paused top-ups, restricted services, or forced account closures.

• Crypto.com: Holds both a full MiCA licence from Malta's MFSA and a separate Maltese e-money licence for card issuance.
• Bybit EU: Operates under MiCAR authorization as a fully regulated crypto-asset services operator.
• Coinbase: Authorized in Ireland.
• Bleap: MiCA-compliant, operating within the EEA framework.
• Wirex: MiCA CASP application went through Italy, with the transitional window ending on 30 June 2026. Verify current status.

KYC and Source-of-Funds Requirements

All cards in this comparison require standard KYC (government ID + selfie verification). Enhanced due diligence may be triggered for larger balances or higher transaction volumes, depending on the provider. Bleap's KYC is structured around MiCA compliance requirements, requesting only the information needed for regulatory approval.

SEPA Compatibility

SEPA IBAN issuance matters for topping up from a European bank account. Wirex and Nexo provide personal IBANs. Coinbase supports SEPA transfers. Bleap accepts EUR deposits directly with no fees, making it straightforward for EEA residents to fund their account.

7. Security and Privacy Features

Non-Custodial Security Advantage

Self-custody is the strongest security feature any crypto card can offer. With Bleap, you are not exposed to exchange insolvency risk. Your private keys remain under your control. No third party can freeze your funds, restrict your withdrawals, or lose your assets in a hack.

Custodial cards from Nexo, Crypto.com, Wirex, Bybit, and Coinbase store your funds on their servers. While each implements security measures (cold storage, 2FA, insurance), the fundamental risk remains: your assets are in someone else's custody.

In-App Card Controls

Most cards in this comparison offer standard card management features: instant freeze/unfreeze, spending limits, and transaction notifications. Bleap includes these controls within a simple, focused app experience.

Fraud Protection and Chargeback Rights

All cards operate on Visa or Mastercard networks, which means zero-liability fraud protection applies. If an unauthorized transaction occurs, the card network's dispute resolution process covers you. 3D Secure authentication adds an additional layer for online purchases.

8. Multi-Currency and Travel Spending Performance

Spending Inside the Eurozone

For EUR-denominated purchases across the 20 Eurozone countries, most cards perform well. The key differentiator is what happens when you step outside the EUR zone.

Spending Outside the Eurozone (UK, Switzerland, Turkey, etc.)

This is where fee differences become dramatic. Consider spending £500 in London:

Bleap's 0% FX fee makes it the ideal crypto travel card for Europe, whether you are spending inside or outside the Eurozone.

Travel Perks and Insurance

Crypto.com offers airport lounge access on Pro tier and above. No other crypto card in this comparison includes built-in travel insurance or purchase protection as a standard feature. Bleap focuses on delivering real cost savings through 0% FX fees and cashback, which often exceed the value of bundled travel perks.

Contactless and Mobile Wallet Compatibility

Apple Pay and Google Pay support varies by card and region. Nexo and Crypto.com support both in eligible markets. The Coinbase UK/EU card cannot be added to Apple Pay or Google Pay. Check availability for your specific country before choosing.

9. Tax Reporting and EU Compliance Reality

Are Crypto Card Spends Taxable Events?

In most EU countries, spending crypto through a debit card triggers a capital gains event. Each transaction is technically a disposal of the underlying asset. Some country-specific exceptions exist:

• Germany: Crypto held for more than 1 year is exempt from capital gains tax.
• Portugal: The NHR (Non-Habitual Resident) regime has been restructured, but certain exemptions may still apply.
• France and Spain: Standard capital gains rates apply on each disposal.

Spending stablecoins (like USDC) through your card reduces this complexity, since there is typically no capital gain on a stablecoin pegged at $1. This is another practical advantage of Bleap's USDC cashback.

Disclaimer: This is not tax advice. Consult a qualified tax professional in your jurisdiction.

Transaction Statements and Reporting Tools

Choose a card that provides downloadable CSV transaction histories. Integration with crypto tax software (Koinly, CoinTracking) simplifies reporting. DAC8 crypto reporting applies from 1 January 2026, meaning your 2026 card spending will be reported to tax authorities.

Cashback Rewards: Income or Capital Gain?

Classification of crypto cashback varies by country. In most EU jurisdictions, cashback received in crypto is treated as income at the time of receipt. Keeping records of each cashback transaction, including the token, value in EUR, and date received, is essential for compliance.

10. How to Choose the Right Crypto Card for Your Profile

The Everyday Spender

Priority: Low fees, broad acceptance, simple experience. Recommended: Bleap. Self-custodial Mastercard with 0% FX fees, up to 20% cashback, and no subscription. Use your card like any other debit card, anywhere Mastercard is accepted. Secondary option: Wirex (Standard tier) for users who want multi-currency balances, accepting the 0.5% base cashback.

The Active Trader

Priority: High cashback, exchange integration. Recommended: Bybit Card (EU) if you already trade on Bybit, for the 1% base cashback with no cap. Crypto.com Plus tier if you are committed to CRO. Caveat: Both are custodial, and the conversion/FX fees on Bybit can erase most of the 1% reward. Factor in the staking opportunity cost for Crypto.com.

The Privacy-Focused User / Hodler

Priority: Self-custody, minimal counterparty risk. Recommended: Bleap. It is the only major crypto card in Europe with a self-custodial architecture, no compulsory exchange account, and no requirement to hand over your keys.

The Frequent Traveller

Priority: Zero FX fees, global acceptance, multi-currency support. Recommended: Bleap for 0% FX fees and up to 20% cashback on every transaction, in every currency, everywhere Mastercard is accepted. Alternative: Wirex for users who need multiple fiat currency balances and accept the WXT-based rewards model.

The Staking Maximiser

Priority: Highest possible cashback via tier perks. Recommended: Crypto.com Obsidian (5% cashback, but requires $500,000 CRO lockup) or Nexo Platinum (2% cashback, requires $5,000+ portfolio with 10% NEXO allocation). Warning: Token price risk can easily offset the stated cashback rates. A 30% drop in CRO during your 12-month lock-up turns your 5% cashback into a net loss.

Your crypto should earn, spend, and stay under your control. Bleap gives you fee-free crypto trading, savings vaults at 3.65% / 3.83% AER (USD), and up to 20% cashback in USDC. Self-custodial Mastercard, $1 minimum deposit, no lock-ins. Open a Bleap account →

FAQ: Best Crypto Cards in Europe: Common Questions Answered

Are crypto debit cards legal in Europe?

Yes. Crypto debit cards are legal and regulated across the EEA. MiCA is the European Union's first comprehensive legal framework for regulating crypto-assets and crypto-asset service providers. All cards listed in this guide operate under e-money institution (EMI) frameworks or MiCA CASP authorization. MiCA became fully enforceable on July 1, 2026, meaning only properly licensed providers can serve EU customers.

Which crypto card has no fees in Europe?

Bleap is the closest to a true zero-fee crypto card in Europe: 0% FX fees, no monthly subscription, no trading fees, no gas costs, and no hidden charges. Most cards that advertise "no fees" still charge conversion spreads, FX markups, or require paid subscriptions to unlock their best rates. Always check for crypto liquidation fees (Coinbase charges 2.49%), FX markups (Nexo charges 0.2–2.5%), and conversion spreads (Bybit charges 0.9%).

What happened to the Binance Card in Europe?

Binance ended its debit card services in the European Economic Area on December 20, 2023. This followed the termination of partnerships with Visa and regulatory pressure across multiple EU markets. The new Binance Mastercard relaunched as a Brazil-only product in October 2025. European users who relied on the Binance Card need an alternative. Bleap, Crypto.com, and Bybit are the strongest replacements available in 2026.

Is a Visa crypto card or Mastercard better in Europe?

Both are widely accepted across Europe, with over 100 million merchant locations globally. The meaningful difference is not the network but the card's fee structure, cashback rate, and custody model. Bleap operates on the Mastercard network. Crypto.com and Coinbase use Visa. Wirex offers both depending on region. Choose based on the card's features, not the logo on the plastic.

Can I use a crypto card for travel outside Europe?

Yes. All cards in this comparison work globally wherever their respective Visa or Mastercard network is accepted. The critical factor is the FX fee. Bleap charges 0% on every international transaction. Coinbase charges 2.49%. Crypto.com charges up to 3% on lower tiers. For international travel, Bleap is the strongest choice: use your card like any other debit card, with no FX fees and no hidden charges.

What is the best Wirex alternative in Europe?

Users seek Wirex alternatives for several reasons: the gap between the 8% headline cashback and the 0.5% standard tier, cashback paid in WXT with withdrawal minimums, subscription costs of up to €29.99/month for the best rates, and custodial control of funds. Bleap addresses all of these: up to 20% cashback in USDC, 0% FX fees, no monthly subscription, and self-custodial security. No proprietary token, no staking requirement, no hidden spreads.

Conclusion: Which Is the Best Crypto Card in Europe in 2026?

After comparing fees, rewards, security, regulatory compliance, and travel performance across 6 major crypto cards, the answer depends on your profile:

• Best for everyday spending, travel, and self-custody: Bleap. Up to 20% cashback in USDC, 0% FX fees, self-custodial Mastercard, no subscription, no staking, no hidden fees. Plus savings vaults at 3.65% / 3.83% AER in USD with just a $1 minimum deposit.
• Better for high-tier stakers: Crypto.com (upper tiers), if you are already committed to CRO and accept the staking risk.
• Better for active exchange traders: Bybit Card (EU), as an add-on to an existing Bybit trading account.
• Better for crypto-backed credit lines: Nexo Card, for holders with $5,000+ portfolios who want to borrow against their crypto without selling.

With MiCA now fully enforced, choosing a compliant, transparent provider is more important than ever. Favour cards backed by licensed entities, with clear fee schedules and no hidden token requirements.

For most European crypto holders looking for a card that works everywhere, costs nothing, and keeps their funds under their own control, Bleap is the card to get. It is a debit card you can use on Steam, PlayStation, or Xbox with up to 20% cashback, or at any restaurant, shop, or travel booking site across Europe with 0% FX fees.

Get the Bleap card →