How to Get Netflix for Cheaper in 2026: Save 20% on Your Subscription
29 May 2026 · Updated 19 October 2026
Gabriel Caetano
FEES
How to Get Netflix for Cheaper in 2026: Save 20% on Your Subscription
Want to pay less for Netflix in 2026? This guide explores 8 proven ways to reduce your subscription costs, from choosing the right plan and splitting memberships to using carrier bundles, discounted gift cards, and cashback cards. Learn how to lower your monthly bill without giving up your favorite shows.
You can cut your Netflix bill from around €21.99 to under €8 a month by switching to the ad-supported tier, splitting an Extra Member slot, and paying with a cashback card. Netflix costs €7.99/month in France for Standard with ads, €14.99/month for Standard, and €21.99/month for Premium. The real savings come from stacking several small tactics at once. Keep in mind prices rise regularly, so the plan that fits your budget today may need a second look in six months.
Below are seven practical ways to pay less, plus how to shave an extra 20% off with the right card.
1. Compare Netflix Plans and Pick the Right One for You
Most people pay for more Netflix than they use. There are three tiers in 2026, and choosing the right one is the single biggest lever on your bill.
What Each Plan Actually Includes
In France the Standard with ads plan is €7.99/month (1080p Full HD, 2 screens, 2 download devices), Standard is €14.99/month (1080p, 2 screens, no ads), and Premium is €21.99/month (4K Ultra HD plus HDR, 4 screens, 6 download devices). Prices vary by country, and Netflix raised its US prices in March 2026 and its Spanish prices in April 2026, where the ad-supported plan now costs €8.99/month. Only Standard and Premium support the Extra Member add-on.
Who Should Downgrade to the Ad-Supported Plan
If you mostly watch on a phone or laptop and do not own a 4K TV, the ad tier is a straightforward win. Dropping from Premium (€21.99) to Standard with ads (€7.99) saves €14 a month, or €168 a year, for roughly 4 to 5 minutes of ads per hour. At €7.99 per month the Standard with ads price is less than half of the Standard tier; for that discount you accept roughly 4 to 5 minutes of ads per hour, and a small number of titles are not available for download. Audit your actual viewing habits for a week before you decide.
2. Split the Cost With Netflix Extra Member
Netflix killed free password sharing, but it replaced it with a legitimate, cheaper alternative: the Extra Member slot.
How the Cost-Split Works in Practice
The extra member option costs €5.99/month on the ad-supported plan and €6.99/month on the ad-free plans. The account owner pays the full plan plus the add-on, then the extra member reimburses their share. Each profile stays separate, with its own recommendations, downloads, and login. Adding a member outside your household costs €5.99 or €6.99/month depending on your plan.
Who Qualifies and How to Add One
The Standard plan allows one extra member and Premium allows up to two; extra members get their own login but are limited to one device and one profile, and they must live in the same country as the account owner. To add one, go to Account, then Manage Access and Devices, then Add Extra Member. In practice, two people splitting a €14.99 Standard plan plus a €6.99 extra member slot pay about €11 each instead of €14.99 standalone. Only share with someone you trust, since billing stays with the account owner.
3. Use a Cashback Card or Streaming Cashback Debit Card
Your subscription is a recurring charge, which makes it perfect for cashback. Every euro you route through the right card comes back in part.
Best Cashback Cards for Streaming in 2026
Several rewards credit cards offer 3% to 5% back on streaming spend. On a €21.99 Premium plan, 5% is about €13 a year. Always weigh any annual fee against the net saving, and pay the balance in full each month, since interest wipes out cashback fast.
A Smarter Option: 20% Cashback on Streaming
Here is where a modern fintech debit card changes the maths. Bleap gives up to 20% cashback, and streaming subscriptions including Netflix qualify for 20% back. On a €21.99 Premium plan, that is roughly €4.40 returned every month, or about €53 a year, with no credit check, no debt risk, and no monthly subscription. Because Bleap charges 0% FX fees, you also avoid the 2% to 3% foreign transaction fee most cards add when Netflix bills in a different currency. Cashback is paid in USDC, and the card is a self-custodial Mastercard, so your funds stay under your control.
4. Buy Discounted Netflix Gift Cards
Netflix gift cards act as account credit, and you can often buy them for less than face value.
Where to Find Discounted Gift Cards
Look for supermarket loyalty promotions with bonus-point events, cashback portals, reputable discount gift card marketplaces, and employer or membership schemes such as credit unions and alumni networks. A 5% to 10% discount on a €100 card is effectively a free month of the ad tier.
How to Redeem and Stack Them
Go to netflix.com/redeem, enter the code, and the value is added to your account balance. You can stack multiple cards on the same account, and future bills draw down the balance automatically. Only buy from recognised retailers, since gift card codes are a common target for scams.
5. Check Your Mobile Carrier or Broadband Bundle
You may already be entitled to Netflix through a bill you are paying anyway.
Current Carrier Bundle Deals to Look For
Deals usually come in three shapes: Netflix included free, a discounted add-on, or a bill credit. In the UK, Virgin Media includes a Standard with Adverts Netflix plan with its Cinema, Sports, and Max Volt deals at no extra cost. In the US, T-Mobile includes Netflix, Apple TV+, and Hulu with its Experience plans, while Verizon offers discounted bundle packs.
How to Claim a Carrier Benefit
Check your carrier's app or account portal for a streaming perks section and activate it there. On T-Mobile, Netflix Standard with Ads is included on family accounts with two or more eligible voice lines. Deals often require a specific plan tier, so always compare the total bundle cost against a standalone plan plus Netflix before upgrading.
6. Take Advantage of Netflix Subscription Discounts and Promotions in 2026
Netflix rarely runs blanket discounts, but targeted offers do surface if you know where to look.
Promotional Offers to Watch For
Keep an eye out for returning-subscriber "win-back" offers, student or age-related discounts where available by region, and trial offers bundled with smart TVs or gaming consoles. These come and go, so timing matters.
How to Stay Informed
Set a Google Alert for "Netflix discount 2026," follow deal-aggregator communities, and use reputable browser extensions that surface promo codes at checkout. Cancelling and resubscribing can occasionally trigger a win-back offer, but it is never guaranteed, and you lose access in the meantime, so use it with caution.
7. Stack Multiple Strategies to Maximise Your Savings
Any single tactic trims a few euros. Combining them is where the real reduction happens.
Example savings stack:
- Choose the Standard with ads plan at €7.99 instead of Premium at €21.99.
- Add an Extra Member and split the cost with a trusted person.
- Pay with Bleap for 20% cashback on the Netflix charge.
- Fund the account with a discounted gift card bought at 5% to 10% off.
A viewer who moves from Premium to the ad tier, splits an Extra Member slot, and pays with Bleap can realistically cut an effective €21.99 bill down toward €6 to €7 a month. That is roughly €180 saved a year from one evening of admin. Reassess every six months, since plans and promotions shift constantly.
Here is how a 0% FX, up to 20% cashback card compares with a typical bank card for streaming spend:
Card type | FX fee | Cashback on streaming | Monthly fee | Custody |
|---|---|---|---|---|
Typical bank debit card | 2–3% | None | €0–€5 | Bank-held |
Rewards credit card | 1–3% | 3–5% | €0–€120/yr | Bank-held |
Bleap Mastercard | 0% | Up to 20% | €0 | Self-custodial |
Bleap also offers free ATM withdrawals up to €400 per month (limit increasing soon) and USD savings vaults at 3.8% AER (Steady) or 7% AER (Dynamic) with a $1 minimum and 0% withdrawal fees, so the money you save on Netflix can keep working.
Frequently Asked Questions
What is the cheapest Netflix plan available in 2026?
The Standard with ads tier is the cheapest, at €7.99/month in France and €8.99 in Spain and the US equivalent markets. It provides 1080p Full HD video and allows viewing on two supported devices at the same time. You accept a few minutes of ads per hour, and a handful of titles are unavailable for download.
Can I use a streaming cashback debit card for Netflix?
Yes. A fintech debit card like Bleap gives up to 20% cashback, with streaming subscriptions including Netflix earning 20% back, paid in USDC. It charges 0% FX fees, has no monthly subscription, and carries no debt risk since it draws from your own balance. Look for cards that explicitly list streaming as a rewarded category.
Are discounted Netflix gift cards safe to buy?
They are safe when purchased from recognised retailers, supermarkets, and established gift card marketplaces. Avoid unknown sellers, auction listings, and codes offered at suspiciously deep discounts, since these are common scam vectors. Redeem codes promptly at netflix.com/redeem, where they add to your account balance.
How does splitting the Netflix Extra Member cost work?
The account owner pays the full plan plus the Extra Member fee, then the second person reimburses their share. The extra member option costs €5.99/month on the ad-supported plan and €6.99/month on the ad-free plans. Each person keeps a separate profile, login, and recommendations.
Does my mobile carrier offer a free or discounted Netflix deal?
Possibly. Check your carrier's app for a streaming perks section. T-Mobile includes Netflix, Apple TV+, and Hulu with its Experience plans, while Verizon offers discounted bundle packs, and many broadband providers bundle the ad tier. A specific plan tier is usually required.
Will Netflix give me a discount if I cancel my subscription?
Sometimes. Netflix has tested win-back offers that email lapsed subscribers a discounted re-subscribe deal, but these are not guaranteed and vary by region and account. You lose access while cancelled, so only try this if you can live without Netflix for a short period.
Conclusion: Small Changes, Real Savings Every Month
You have seven levers: pick the right plan, split an Extra Member slot, use a cashback card, buy discounted gift cards, check carrier and broadband bundles, hunt for promotions, and stack it all together. The best approach is personal, so start with the plan comparison and work outward from there.
One more easy win: pay your Netflix bill with Bleap. You earn 20% cashback on streaming subscriptions including Netflix, pay 0% FX fees even when the charge lands in another currency, and route your savings into USD vaults earning up to 7% AER, all from a self-custodial Mastercard with no monthly subscription.
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